# Terms And Definitions

| Abbreviations | Definition                                                                                                                                                                                     |
| ------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| 2FA           | Second Factor Authentication / Strong Authentication                                                                                                                                           |
| API           | Application Programming Interface                                                                                                                                                              |
| AP            | Account Provider as defined within this document                                                                                                                                               |
| DMZ           | Demilitarized Zone (pertaining to TCP/IP Networks)                                                                                                                                             |
| Fintech       | A Financial and Technology Services Company                                                                                                                                                    |
| FPSP          | Financial and Payment Services Providers                                                                                                                                                       |
| GUID          | Global Unique Identifier                                                                                                                                                                       |
| MLS           | Message Level Security. In the context of this document, this refers to Message Signing.                                                                                                       |
| MPR           | Monetary Policy Rate                                                                                                                                                                           |
| NDPR          | Nigeria Data Protection Regulation                                                                                                                                                             |
| NITDA         | National Information Technology Development Agency                                                                                                                                             |
| OLTP          | Online Transaction Processing                                                                                                                                                                  |
| OLAP          | Online Analytic Processing                                                                                                                                                                     |
| TPP           | Third-Party Provider as defined within this document                                                                                                                                           |
| Transaction   | A request to a financial institution to authorize the disbursement of goods or performance of services on behalf of a customer based on funds the customer has with the financial institution. |
| UUID          | User Unique Identifier                                                                                                                                                                         |